JAKARTA, Saco- Indonesia.com-  Sampai 2013, KTP elektronik sudah dicetak untuk 176 juta warga. Namun, dunia perbankan masih belum menerima penggunaan KTP elektronik yang semestinya berlaku secara nasional.

KTP elektronik dilaksanakan sejak 2011 dengan tujuan tidak ada lagi warga yang memiliki KTP lebih dari satu.

Sebelumnya, salah satu alasan memiliki KTP ganda yang paling banyak dikemukakan adalah untuk membeli rumah, kendaraan bermotor, serta membuka rekening di bank.

Namun, kendati Presiden sudah menerbitkan aturan yang menyebutkan KTP elektronik berlaku nasional mulai 2013, kenyataannya lain.

Rika, warga Kota Tangerang, kemarin gagal membuka rekening di Bank Mandiri. Sebab, KTP elektroniknya diterbitkan di Yogyakarta.

Pihak bank meminta dia membawa surat keterangan domisili dari RT, RW, dan kelurahan di Sleman, Yogyakarta.

Sebelumnya, Rika juga gagal membeli kendaraan karena KTP elektroniknya tidak bisa digunakan.

Peraturan Presiden 67/2011 tentang Penerapan KTP Berbasis NIK secara Nasional tidak hanya menyebutkan KTP elektronik sebagai identitas resmi bukti domisili penduduk, bukti diri penduduk untuk administrasi pemerintahan, dan bukti diri penduduk untuk pengurusan kepentingan pelayanan publik di instansi pemerintah, pemerintah daerah, lembaga perbankan, dan swasta.

Namun, instansi pemerintah, pemerintah daerah, lembaga perbankan dan swasta juga diwajibkan menyiapkan kelengkapan teknis yang diperlukan berkaitan dengan penerapan e-KTP termasuk pembaca kartu (card reader).

Gubernur Bank Indonesia Darmin Nasution mengatakan, kerja sama dengan Kementerian Dalam Negeri terkait penggunaan KTP elektronik dan data kependudukan yang tunggal baru dimulai dengan penandatangan nota kesepahaman Senin (6/5/2013).

Kerja sama ini mendorong perbankan menggunakan KTP elektronik. Namun, itu bukan sesuatu yang bisa langsung diterapkan karena diperlukan pembaca kartu (card reader).

Kerja sama ini, lanjut Darmin, juga akan digunakan dalam sistem perbankan secara keseluruhan.

Harapannya, bisa dibentuk nomor identitas keuangan dengan dasar nomor induk kependudukan (NIK).

Sistem ini, menurut Darmin dalam sambutannya, akan memudahkan dalam kepemilikan rekening seorang warga.

Saat ini, tiadanya nomor identitas keuangan membuat seseorang bisa memiliki 30 rekening tanpa terdeteksi. Namun, ketika ditanya kapan KTP elektronik ditargetkan diterima dunia perbankan Indonesia, Darmin mengelak.

"Wong kita baru mulai kerja sama koq," ujarnya. Terkait perlindungan data kependudukan yang dibagi oleh Kemendagri, Darmin juga menyatakan tidak mampu melakukannya.

Kendati bisa membuat Peratuan BI yang tegas, Darmin tidak mampu menjawab sanksi yang bisa diterapkan.

Dia mengelak dengan mengatakan sulit mengetahui di level mana kebocoran data terjadi. Sebab, biasanya dilakukan "orang dalam" bank.

"BI tidak mencampuri bank sampai ke dalam, mereka bertanggungjawab terhadap rahasia keuangan orang, rahasia data orang, dan itu mestinya tanggung jawab dari bank. Kalau data Anda terbuka, Anda berhak menuntut banknya. Tapi tidak semua data pribadi rahasia, data tabungan pasti rahasia, tapi kalau pinjam uang di bank itu bukan rahasia," tuturnya.

Sementara Menteri Dalam Negeri Gamawan Fauzi mengatakan, pembaca kartu (card reader) adalah produk dalam negeri dan bisa dibeli di BPPT.

"Kami hanya memfasilitasi kalau ada yang mau beli card reader impor, tapi produksi dalam negeri lebih murah harganya dan BPPT menjual produk itu untuk swasta," tutur Gamawan.

Selain dengan BI, Kemendagri juga bekerja sama dengan Direktorat Jenderal Pajak Kementerian Keuangan untuk berbagi data kependudukan.

Data ini, kata Dirjen Pajak Fuad Rahmany, akan membantu dalam mengoptimalkan penerimaan pajak. Sebab, saat ini jumlah wajib pajak yang terdaftar baru 60 jutaan dari 110 juta orang yang bekerja di Indonesia.

Lemahnya tingkat kepatuhan membayar pajak disebabkan pula lemahnya akses pada informasi warga dan data tempat tinggalnya.

Bila data nomor pokok wajib pajak dan identitas tunggal sudah berpadu, penelusuran wajib pajak lebih mudah dilakukan.

Gamawan menambahkan, tahun 2013 ini pencetakan KTP elektronik akan mencapai 176 juta.

Namun, pemerintah pusat bersama pemerintah daerah masih mencari wajib KTP yang belum merekam data untuk KTP elektronik. Diperkirakan masih sekitar 16 juta wajib KTP yang belum merekam data.

 
Editor :Maulana Lee
Sumber:KOMPAS.com
KTP Elektronik Belum Diterima Perbankan
Photo
 
United’s first-class and business fliers get Rhapsody, its high-minded in-flight magazine, seen here at its office in Brooklyn. Credit Sam Hodgson for The New York Times

Last summer at a writers’ workshop in Oregon, the novelists Anthony Doerr, Karen Russell and Elissa Schappell were chatting over cocktails when they realized they had all published work in the same magazine. It wasn’t one of the usual literary outlets, like Tin House, The Paris Review or The New Yorker. It was Rhapsody, an in-flight magazine for United Airlines.

It seemed like a weird coincidence. Then again, considering Rhapsody’s growing roster of A-list fiction writers, maybe not. Since its first issue hit plane cabins a year and a half ago, Rhapsody has published original works by literary stars like Joyce Carol Oates, Rick Moody, Amy Bloom, Emma Straub and Mr. Doerr, who won the Pulitzer Prize for fiction two weeks ago.

As airlines try to distinguish their high-end service with luxuries like private sleeping chambers, showers, butler service and meals from five-star chefs, United Airlines is offering a loftier, more cerebral amenity to its first-class and business-class passengers: elegant prose by prominent novelists. There are no airport maps or disheartening lists of in-flight meal and entertainment options in Rhapsody. Instead, the magazine has published ruminative first-person travel accounts, cultural dispatches and probing essays about flight by more than 30 literary fiction writers.

 

Photo
 
Sean Manning, executive editor of Rhapsody, which publishes works by the likes of Joyce Carol Oates, Amy Bloom and Anthony Doerr, who won a Pulitzer Prize. Credit Sam Hodgson for The New York Times

 

An airline might seem like an odd literary patron. But as publishers and writers look for new ways to reach readers in a shaky retail climate, many have formed corporate alliances with transit companies, including American Airlines, JetBlue and Amtrak, that provide a captive audience.

Mark Krolick, United Airlines’ managing director of marketing and product development, said the quality of the writing in Rhapsody brings a patina of sophistication to its first-class service, along with other opulent touches like mood lighting, soft music and a branded scent.

“The high-end leisure or business-class traveler has higher expectations, even in the entertainment we provide,” he said.

Advertisement

Some of Rhapsody’s contributing writers say they were lured by the promise of free airfare and luxury accommodations provided by United, as well as exposure to an elite audience of some two million first-class and business-class travelers.

“It’s not your normal Park Slope Community Bookstore types who read Rhapsody,” Mr. Moody, author of the 1994 novel “The Ice Storm,” who wrote an introspective, philosophical piece about traveling to the Aran Islands of Ireland for Rhapsody, said in an email. “I’m not sure I myself am in that Rhapsody demographic, but I would like them to buy my books one day.”

In addition to offering travel perks, the magazine pays well and gives writers freedom, within reason, to choose their subject matter and write with style. Certain genres of flight stories are off limits, naturally: no plane crashes or woeful tales of lost luggage or rude flight attendants, and nothing too risqué.

“We’re not going to have someone write about joining the mile-high club,” said Jordan Heller, the editor in chief of Rhapsody. “Despite those restrictions, we’ve managed to come up with a lot of high-minded literary content.”

Guiding writers toward the right idea occasionally requires some gentle prodding. When Rhapsody’s executive editor asked Ms. Russell to contribute an essay about a memorable flight experience, she first pitched a story about the time she was chaperoning a group of teenagers on a trip to Europe, and their delayed plane sat at the airport in New York for several hours while other passengers got progressively drunker.

“He pointed out that disaster flights are not what people want to read about when they’re in transit, and very diplomatically suggested that maybe people want to read something that casts air travel in a more positive light,” said Ms. Russell, whose novel “Swamplandia!” was a finalist for the 2012 Pulitzer Prize.

She turned in a nostalgia-tinged essay about her first flight on a trip to Disney World when she was 6. “The Magic Kingdom was an anticlimax,” she wrote. “What ride could compare to that first flight?”

Ms. Oates also wrote about her first flight, in a tiny yellow propeller plane piloted by her father. The novelist Joyce Maynard told of the constant disappointment of never seeing her books in airport bookstores and the thrill of finally spotting a fellow plane passenger reading her novel “Labor Day.” Emily St. John Mandel, who was a finalist for the National Book Award in fiction last year, wrote about agonizing over which books to bring on a long flight.

“There’s nobody that’s looked down their noses at us as an in-flight magazine,” said Sean Manning, the magazine’s executive editor. “As big as these people are in the literary world, there’s still this untapped audience for them of luxury travelers.”

United is one of a handful of companies showcasing work by literary writers as a way to elevate their brands and engage customers. Chipotle has printed original work from writers like Toni Morrison, Jeffrey Eugenides and Barbara Kingsolver on its disposable cups and paper bags. The eyeglass company Warby Parker hosts parties for authors and sells books from 14 independent publishers in its stores.

JetBlue offers around 40 e-books from HarperCollins and Penguin Random House on its free wireless network, allowing passengers to read free samples and buy and download books. JetBlue will start offering 11 digital titles from Simon & Schuster soon. Amtrak recently forged an alliance with Penguin Random House to provide free digital samples from 28 popular titles, which passengers can buy and download over Amtrak’s admittedly spotty wireless service.

Amtrak is becoming an incubator for literary talent in its own right. Last year, it started a residency program, offering writers a free long-distance train trip and complimentary food. More than 16,000 writers applied and 24 made the cut.

Like Amtrak, Rhapsody has found that writers are eager to get onboard. On a rainy spring afternoon, Rhapsody’s editorial staff sat around a conference table discussing the June issue, which will feature an essay by the novelist Hannah Pittard and an unpublished short story by the late Elmore Leonard.

“Do you have that photo of Elmore Leonard? Can I see it?” Mr. Heller, the editor in chief, asked Rhapsody’s design director, Christos Hannides. Mr. Hannides slid it across the table and noted that they also had a photograph of cowboy spurs. “It’s very simple; it won’t take away from the literature,” he said.

Rhapsody’s office, an open space with exposed pipes and a vaulted brick ceiling, sits in Dumbo at the epicenter of literary Brooklyn, in the same converted tea warehouse as the literary journal N+1 and the digital publisher Atavist. Two of the magazine’s seven staff members hold graduate degrees in creative writing. Mr. Manning, the executive editor, has published a memoir and edited five literary anthologies.

Mr. Manning said Rhapsody was conceived from the start as a place for literary novelists to write with voice and style, and nobody had been put off that their work would live in plane cabins and airport lounges.

Still, some contributors say they wish the magazine were more widely circulated.

“I would love it if I could read it,” said Ms. Schappell, a Brooklyn-based novelist who wrote a feature story for Rhapsody’s inaugural issue. “But I never fly first class.”

Rhapsody, a Lofty Literary Journal, Perused at 39,000 Feet

Artikel lainnya »